By accessing and using Friendly Money Tools (the "Site"), you agree to be bound by these Terms of Use. If you do not agree with these terms, please do not use our calculators or tools.
These terms apply to all visitors, users, and others who access the Site.
Friendly Money Tools provides free financial calculators and educational resources. Our tools are operated by the Friendly Money Tools team and designed to help users understand financial concepts through interactive calculations.
Our calculators use standard financial formulas and user-provided inputs to generate projections and estimates.
When using our tools, you agree to provide accurate information to the best of your knowledge. You understand that the calculations and projections are estimates based on the information you provide and various assumptions.
You are responsible for all activity that occurs under your use of the Site.
The Site and its content are provided "as is" without warranty of any kind, either express or implied, including but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
We do not guarantee the accuracy, completeness, or usefulness of any information on the Site or the results obtained from using our calculators.
In no event shall Friendly Money Tools be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Site.
The information provided on this Site is for general informational and educational purposes only. It is not intended to be and does not constitute financial advice, investment advice, trading advice, or any other advice.
You should consult with a qualified financial advisor before making any financial decisions based on the information provided through our tools.
The Site and its original content, features, and functionality are owned by Friendly Money Tools and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Site after any revisions become effective, you agree to be bound by the revised terms.
If you have any questions about these Terms, please contact us through the contact information provided on our Contact page.